Protect What’s Yours—Even If You Don’t Own the Walls
Just because you don’t own the building doesn’t mean you don’t have things worth protecting. Renters insurance from Overacre Insurance Agency & Manteca Insurance & Financial Services helps safeguard your personal belongings and provides liability coverage—without breaking the bank. Whether you’re renting an apartment in Manteca or a home in Idaho Falls, we’ll help you find the right coverage to keep your space—and your sense of security—intact.
Because your stuff deserves backup, too.
What does renters insurance cover?
It typically includes personal property, liability protection, and additional living expenses if you’re temporarily displaced due to a covered event.
Is renters insurance required?
Some landlords do require it, but even if yours doesn’t, it’s an affordable way to protect your belongings from theft, fire, or water damage.
Does renters insurance cover roommates?
Usually, it only covers the policyholder unless otherwise specified. We’ll help you review your lease and make sure everyone’s protected.
Can I bundle renters and auto insurance?
Absolutely. Many of our clients save money and simplify their policies by bundling.
Why Renters Insurance Makes Sense
Replacing everything you own—from furniture and electronics to clothes and kitchenware—can cost more than you think. A renters policy offers an affordable layer of protection against fire, theft, vandalism, and more. We’ll walk you through your options and make sure your policy fits your lifestyle and budget.
We Make It Simple to Get Covered
Getting renters insurance doesn’t need to be complicated. With our local agents and access to top-rated carriers, we’ll help you compare plans and find a policy that offers real peace of mind—whether you’re moving in, renewing, or switching apartments.