Plan Today, Protect Tomorrow
Life insurance isn’t just about preparing for the unexpected—it’s about protecting the people you love most. At Overacre Insurance Agency & Manteca Insurance & Financial Services, we’ll help you find a policy that gives you peace of mind and gives your family financial security when it matters most. Whether you’re planning for young children, a spouse, or long-term stability, we’re here to walk you through every step with care, clarity, and compassion.
Because peace of mind is the greatest gift you can leave behind.
What types of life insurance do you offer?
We offer both term and permanent life insurance options. Term policies provide coverage for a set period, while permanent policies (like whole life or universal life) offer lifelong protection and may build cash value.
Do I really need life insurance?
If you have loved ones who depend on you financially, life insurance helps ensure they’re protected if something happens to you. It can also help with final expenses, debt, and future needs like college.
How much coverage should I have?
It depends on your income, debts, dependents, and long-term goals. We’ll help you determine the right amount for your situation.
Is life insurance expensive?
Not necessarily. Term life coverage can be surprisingly affordable, especially if you’re young and healthy.
Personalized Coverage for Every Life Stage
Whether you're getting married, starting a family, or thinking about retirement, your life insurance needs will evolve over time. That’s why we take the time to understand your life today—and your plans for tomorrow—so we can recommend the right coverage at every stage.
Independent Guidance You Can Count On
As an independent agency, we’re not tied to one provider. We work with top life insurance carriers to compare policies and find the best value for your needs. No pressure, no upselling—just honest answers and personal support from people who care.