Ride Free. Ride Protected.
Whether you're cruising scenic backroads or weaving through city traffic, your bike deserves the same care and protection as any vehicle on the road. At Overacre Insurance Agency & Manteca Insurance & Financial Services, we offer motorcycle insurance that’s built for how you ride—providing peace of mind, protection, and flexibility. We’ll help you customize a policy that covers your bike, your gear, and most importantly, your safety.
Hit the road with confidence—your coverage rides with you.
What does motorcycle insurance typically cover?
A standard policy includes liability coverage, plus optional collision, comprehensive, and uninsured/underinsured motorist protection. We also offer coverage for custom parts, safety gear, and roadside assistance.
Is motorcycle insurance required?
Yes—in both Idaho and California, riders are legally required to carry liability insurance. Additional coverage is strongly recommended.
Can I insure more than one bike?
Absolutely. We offer multi-bike discounts and can help you bundle policies for even more savings.
What if I only ride part of the year?
We can explore seasonal policies or adjust coverage to reflect your riding habits and storage periods.
Protection That Goes the Distance
Motorcycle insurance isn’t just about checking a box—it’s about knowing you're covered when the unexpected happens. Whether it's a fender bender, theft, or weather-related damage, we'll help you build a policy that fits your needs and riding lifestyle.
Local Riders, Local Agents
As riders and road-trippers ourselves, we understand the freedom of the open road—and the risks that come with it. Our local agents are here to walk you through your coverage, compare carrier options, and keep you riding protected in every season.