On the Road for Business? Make Sure You're Covered.
Whether you’re making deliveries, hauling tools, or visiting clients, your business vehicles need more than a personal auto policy can offer. Commercial Auto Insurance protects your vehicles, drivers, and business from the risks that come with life on the road. At Overacre Insurance Agency & Manteca Insurance & Financial Services, we help business owners across Idaho and California find the right commercial coverage—tailored to your needs, not just your fleet.
From pickups to vans to service fleets—we’ll help you stay road-ready and risk-ready.
What’s the difference between personal and commercial auto insurance?
Commercial policies cover vehicles used for business purposes, and typically offer higher liability limits, driver flexibility, and specific business-related protections.
Who needs commercial auto insurance?
Any business that owns, leases, or uses vehicles for work-related tasks—like contractors, delivery services, or real estate agents—should consider coverage.
What does it cover?
It usually includes liability, collision, comprehensive, medical payments, and uninsured motorist protection. You can also add coverage for tools, trailers, and cargo.
Can employees drive covered vehicles?
Yes. Your policy can be structured to include employees and additional drivers. We’ll help make sure your team is protected.
Coverage That Goes Where You Go
Every trip your business vehicle makes carries risk—an accident, an injury, even property damage. Commercial auto insurance helps protect your operations, shield your financial assets, and keep your business moving without interruption.
Local Service With National Reach
We work with top-rated commercial insurers to find flexible policies that fit your routes, your vehicles, and your budget. Whether you’ve got one truck or an entire fleet, we’ll help you stay compliant, covered, and confident on every job.